Savings Accounts

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We always have competitive interest rates and you earn interest without high dollar minimum-balance requirements.  A deposit of $5 is placed in the account when it is opened.

Share Draft/Checking Accounts

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Our low cost share draft/checking accounts come with these valuable perks:

-No minimum balance requirements

-No monthly maintenance fees

-No per-check clearing charges

-No charge overdraft protection service from your savings account

-No charge phone transfers

-A wide variety of check styles to choose from to fit any budget

Share Certificates

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Choose from six-month to 24-month terms.  Our share certificates are designed for the long term saver, all with higher interest rates than the traditional savings account.  IRA accounts are also invested in the share certificates. 

Vehicle Loans

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We offer some of the lowest vehicle loan rates around! 

We offer pre-approvals so you can go to the dealership with confidence in your negotiation power. 

Personal and Consolidation Loans

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Regardless of your reason we offer a number of secured and unsecured loans to fulfill your needs.  Our rates are competitive and our loan officers are quick to get you the money you need.

Home Equity Loans

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Our home equity loans offer you the flexibility of lower monthly payments and the ability to take the equity in your home and make your dreams come true.  Home equity can be used for debt consolidation, college tuition, vehicle purchases, home improvements and more.  The Credit Union offers both closed end, fixed rate equity loans and home equity line of credit loans. 

Credit Cards

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Our low rate MasterCard is designed for your credit card needs.  There is no annual fee for this card and the flexibility it offers is great!

Debit Cards

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The “Go-everywhere, Do-everything card”!  Our MasterMoney debit card offers you the flexibility of point-of-sale purchases directly from your checking account and ATM withdrawals.  It is one of the fastest, most efficient payment options available today.  This card does not have an annual fee.  ATM withdrawals are free for the first five (5) withdrawals in the month and then only a small fee of $1.00 per transaction. 

Holiday Loans

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Holiday Loans are an excellent way to help you get through the holiday shopping.  With rates low as you can’t lose.

Open a loan from $300 to $2,000 and have one year to repay.  Loans are available from November 1 through December 31.

For a $2,000 holiday loan for a term of 12-months with an 8:00% APR, the monthly payment would be $173.98.