Click on the Logo to Visit the New Platinum Rewards MasterCard® Account Page

In our pursuit to bring you the highest level of products and services, we are excited to announce our partnership with ATIRAcredit^SM.

On March 17, 2009, ATIRAcredit assumed ownership of our credit card portfolio. Your relationship with us will not change. You will still be able to make credit card payments at our offices and ask us questions about your account. Additionally, there will be a 24/7 toll free number and online access to track your purchases, make payments, and redeem rewards.

So, what does all this mean to you?

PA Platinum MasterCard to replace your current Midwest Utilities credit card

P Earn reward points with every purchase

PRedeem your points for cash gift cards, merchandise or travel

PTrack and manage your points online

PNO annual fee

PNO balance transfer fee

PA low interest rate

PZero liability fraud protection


We’re pleased to offer you all the perks usually associated with only the largest credit card issuers, but without the high interest rates and hidden fees which those providers typically charge. Once again, belonging to a credit union means you get the best of both worlds!

We know you may have questions about your newly enhanced Midwest Utilities MasterCard. Visit Our MasterCard FAQ Page for more information. There you will find frequently asked questions, features and benefits of your new card, and rewards program information.

Watch your mail for more details over the next three months as we roll out our new program. The next mailing regarding your new ATIRAcredit Platinum MasterCard will include your new interest rate and credit limit. Expect your new ATIRAcredit card to arrive in the mail in approximately 75 days. Two weeks prior to your card arrival, you will receive instructions on how to activate your card. Your current credit card will continue to work until you receive your new ATIRAcredit Platinum MasterCard. In the meantime, if you have any questions please call or stop in.

Your membership and financial health matters to all of us. That’s why we’re so excited to bring you this Platinum MasterCard with all the benefits. Whether it’s a trip across town or across the globe, we invite you to enjoy the many rewards of your new ATIRAcredit Platinum MasterCard.

We Do Business in Accordance With the Federal Housing Law and the Equal Credit Opportunity Act.

Federally Insured by NCUA