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Ask About Our No Closing Cost Home Equity Loans (319) 226-5604 |
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Midwest Utilities
Credit UnionIowa Credit Unions are Financially SoundCredit unions are not-for-profit
financial cooperatives that are locally owned and governed by
their members, and all 144 Iowa credit unions are federally
insured in the state of Iowa. About Midwest Utilities Credit Union
Midwest Utilities Credit Union is a private Credit Union located on
University Avenue, Waterloo, Iowa. We are a member-owned and
member-controlled financial cooperative. We provide services and
benefits exclusively to our members. Unlike a traditional
Eligibility If you, or any member of your family, work for MidAmerican Energy, you are eligible for membership. Opening an account requires a $5.00 deposit which is held for the duration of your membership.
Our Promise To our members we promise:
ü We are here to serve you and only you.
ü You are one of the owners. You are a member. You are a friend. You are not an “account number” but a member or friend.
ü A person will answer the phone when you call and you will not encounter lines in our lobby.
ü We will always take pride in giving you the highest quality personal service that is fast and accurate.
Board of Directors and Officers
Thank you for viewing our privacy statement. The Midwest Utilities Credit Union is committed to providing you with financial products and services to meet your needs and help you reach your financial goals. We are required by law to give you this privacy notice to explain how we collect, use, and safeguard your personal financial information. If after reading this notice you have any questions, please contact us at 1-319-226-5604.
We are committed to providing you with competitive products and services to meet your financial needs, which necessitates that we share information about you to complete your transactions and to provide you with certain financial opportunities. In order to do so, we have entered into agreements with other companies that provide either services to us or additional financial products for you to consider.
Under these arrangements, we may disclose all of the information we collect, as described below, to companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements. To protect our members’ privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell the information we provide them to third parties.
Information About You We Collect and Disclose 1. Information we receive from you on applications or other forms; 2. Information about your transactions with us or others; 3. Information we receive from a consumer reporting agency; 4. Information obtained when verifying the information you provide on an application or other forms, such as from your current or past employers or from other institutions where you conduct financial transactions. We may also disclose information we collect about you under other circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of the credit union, follow your instructions as you authorize, or protect the security of our financial records. Confidentiality and Security If you terminate your membership with the Midwest Utilities Credit Union, we will not share information we have collected about you, except as permitted or required by law. We restrict access to nonpublic personal information about you to those employees who have a specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your nonpublic personal information.
Visitors to the Midwest Utilities Credit Union’s website will remain anonymous. We do not collect personal identifying information about visitors to our site.
The servers that host our website may collect standard, non-identifying information about visits to the site, such as the date and time visited, IP address, city, state and country. This information is used to compile standard statistics on site usage.
If you provided personal, identifying information via email (such as your name and address), the information will only be used to communicate with you to handle your request. It is not sold or transferred to other parties.
Midwest Utilities Credit Union is committed to protecting your privacy.
Comments questions or complaints about this site should be directed to:
Midwest Utilities Credit Union Attn: Robert Allen Hill 1601 University Avenue Waterloo, Iowa 50701 Phone 319-226-5604
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